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Credit Card ka Use sahi tarika se kaise kare

Is post me ap janenge ki credit ka use sahi tarika se kaise use kare. credit credit card ka use kar kaise Offer ka fayeda uthaye.

Credit Card ka Use sahi tarika se kaise kare

Credit Card ka Use sahi tarika se kaise kare

(1) Welcome bonos ka use kijiye.

lagbhag sabhi credit card ke saath welcome bonos hote hai jise jayadatar log use nahi kar pate hai.

jab ap credit card le lete hai aur first transtion karte hai to apka sabi welcome officer active ho jaata hai.

welcome bonos me apko do tarah ke bonos dekhne ko milte hai.

(A) Gift boucher.

Apko apke credit card ke saath Amazono,myntra,cleartrip,etc ka gift mil sakta hai .inme se jo apke kaam ka use khud use kijiye aur jo apke kaam ka nah hai use kuch discount dekar online bech dijiye.

(B) Discount,cashback aur rewald point offer.

Apko apke card ke saath kuch welcome offer bhi milta hai jisme apko kuch site pe discount,cashback,rewald point offer milta hai.

mere khayal se in site me jo site ap regular use karte hai uske offer ko use kijiye baaki ko chor de . baaki ap khud dekh le ki kon saa offer use karna hai ya kon sa chorna hai.

ye sab bonos ek welcome kit me milta hai jo apke email pe bhej diya jaata hai.

bahot se card me welcome bonos reward point ke roop me hota hai jo pahela transtion karne ke baad apko milta hai agar apko bhi reward point mila hai to use netbanking ka use kar reedem kar le. ap custmer care ko call kar ko call kar bhi apna reward point ko reedem kar sakte hai.

(2) Annual fee ko maaf karaye.

jayadatar bank apko offer deta hai ki agar ap saal me 50000 rupees apne credit card se use karte hai to apka annual fee maaf kar diya jaata hai.

ye balance apke card ke hisab se alag ho sakta hai agar apka sadhaaran wala card hai to genrally ye balance 50000 rupees hi hota hai.

(3) Reward point ko reedem kare

Jab ap apne credit card  use  kar  kahi payment karte hai to apko kuch reward point milta hai. apko in pointo ko redeem karte rahana chahiye.

kuch bank apko reward point ke badle cash de deta hai kuch bank apko reward point ke badle sirf gift card deta hai . jo bhi mile apko apne point ko reedem jarur karna chahiye.

Ap net banking ka use kar asani se reedem kar sakte hai ya ap customer care ko call kar bhi reedem kar sakte hai.

(4) Un jagah pe card ko use kare jaha apko fayeda ho.

(A) Credit caed ka use kar online shopping kare

Credit card ka use kar online shopping karne pe apko accha discount,cashback,reward point offer dekhne ko mil jaata hai isliye agar ap online shopping karte hai to apko apne credit card ka use jarur karna chahiye.

(B) Bade mall me credit card ka use kare.

kuch mall me credit card ka use kar shopping karne pe accha discount aur cashback dekhne ko mil jaate hai isliye agar ap mall me shopping karte hai to apko apne card ka use jarur karna chahiye.

(C) Credit card ka use kar kuch bhi EMI pe kharid sakte hai.

agar ap kuch kharidna chahate hai aur apke pass abhi utna paisa nahi hai to ap asani se credit card ka use kar kuch bhi EMI pe le sakte hai.

(D) No cost EMI pe kuch bhi le.

No coat EMI ka matlab hai ki jab ap kuch EMI pe kharidte hai to apko uspe interest nahi dena hota hai.

Agar apko kuch kharidna hai aur apke pass utna paisa us time nahi hai aur apko No cost EMI ka offer mil raha hai to apko no cost pe jarur kharidna chahiye.

(5) Jis jagah pe credit card use karne pe charge lagta hai waha pe paytm ya kisi aur aur e-wallate ka use kare.

Kuch jagah pe credit use karne pe kuch charge lag jata hai. jaise – ATM se cash nikalne pe. Railway ticket book karne pe aur bill payment karnepar  in jagaho pe agar apko credit card use karna hai to ap sabse pahale credit card se paisa apne paytm ya kisi aur e-wallete me daal lijiye uske baad in jagaho pe use kijiye.

isse apko koi charge dena nahi hoga saath hi me kuch cashback mil sakte hai.

ATM se cash nikalne keliye sabse pahale credit card se bank me paisa transfer kar lijiye uske baad uske baad ATM card se ATM  se cash nikal lijiye.

(6) Credit card ka use karte time apne income ka khayal rakhe.

Bahot se log ko jab credit card mil jaate hai to use free ka paisa samajh bahot jayada kharch kar dete hai aur jab credit card bill payment karna hota hai to wah problem me ajaate hai . apko aisa nahi karna hai apko credit card ka use karte time is baat ka khayal rakhna hoga ki ap utna hi kharcha kare jitna asani se wapas kar sakte hai.

(7) Credit card ka bill time pe payment kare.

Jab ap credit card use karte hai to apko uska payment time pe karna chahiye kyoki jab ap credit card ka bill time pe payment nahi karte hai to apko 2 – 3 % per month ka interest ke saath late fine bhi lag jaata hai aur saath hi apka credit score  bhi kharab ho jaata hai.

Isliye credit card ka bill hamesa time pe payment kijiye.

(8) Secrety ka khayal rakhiye.

Credit card ho ya debit card apko apne card ke secrety ka hamesha khayal rakhna chahiye kyoki apka ek galti apka pura paisa khatm kara sakta hai.

ap apne card ka datails aur pin kisi ko nah bataye. jo mobile number apke card se link hai hai wah sim card kisi ko nah de.credit card ka international transation band rakhe aur jab jarurat ho tab hi chalu kare.

(9) Credit card ka bill online paymemt kijiye.

Credit card ka bill branch me jakar pay karne pe lagbhag 100 rupees ka charge lag jaata hai isliye apko apna credit card ka bill online hi payment karna chahiye.

To dosto ye raha ki ap apne credit card ka use sahi tarika se kaise kar sakte hai.Agar apko hamara ye post accha laga aur ap age bhi is tarah ki jankari lena chahate hai to ap hamare facebook page ko like jarur kare.

 

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