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FD Against Credit Card Full Details In Hindi

Hello dosto Aj ke is post me janenge ki FD Agaisnt credit card kya hai. FD against credit card kon – kon sa bank Fd against credit deta hai. Fd against credit card ka ka fayeda aur nuqshan. Aur mai ye bhi kahunga ki apko Fd against credit card lena chahiye ki nahi.

FD Against Credit Card

FD Against Credit Card Kya hai.

Fd against credit card ek secule credit card hai jo bank apke Fd ke base pe deta hai. matlab jab ap bank me FD karate hai to bank apko apke fd ke base pe credit card de deta hai aur jiska limit 75-85 % hota hai. aur bank apke Fd ko line kar deta hai matlab jab tak ap credit card use karenge tab tak ap apne fd ka paisa nahi nikal sakte agar apko apna fd ka paisa nikalna hai to apko apna card  bank ko return karna hoga.

Note – kuch case me bank apke Fd ko unline kar deta hai matlab ap apna card bhi use karenge aur apna fd bhi tod sakte hai.

FD Agaisnt card kon – Kon sa bank deta hai.

Waise to lagbhag sab bank apko is type ka credit card deta hai . magar officel tor pe ye bank apko Is type ka credit card deta hai.

(1) Axis bank

(2) ICICI bank

(3) SBI

(4) Kotak mahindra bank

(5) bank of baroda

FD Against credit card lene ke liye kam se kam kitne ka FD karana hoga.

Agar apko FD Against credit card lena hai to minimum apko 10000 ka Fd karana hoga.

ye sab bank ka alag –  alag hota hai.

agar ap ICIICI ka fd lena chahate  hai to apko 10000 ka fd karana hoga.

agar ap axis ka lena chahate ho to apko 20000 ka fd karana hoga.

agar ap SBI ka  lena chahate ho to apko 25000 ka Fd karana hoga.

Agar kotak bank ka lena hai to apko 25000 ka Fd karana hoga.

FD Against credit card ke liye kam se kam kitne time ka fd karana hoga.

agar ap is type ka card  lena chahate hai to apko kam se kam 6 mahina ke liye fd karana hoga.

ye sab bank ka alag alag ho sakta hai.

mujhe HDFC bank bola ki 9 mahina ke liye karana hoga.

FD Against credit card ka fayeda.

(1) Bina kisi income proof ka credit card mil jaata hai.

(2) Apka credit score banta hai.

(3) Student ko bhi mil jaata hai.

(4) Agar ap Fd against credit card le lete ho to 6 month baad ap apne credit card ke base pe doosra credit card bina income proof ke le sakte ho.

(5) Improve credit score

Agar apne kabhi loan le kar time pe payment nahi kiye ho to apka credit score kharab ho gaya hai to aise me bank apko credit card ya loan nahi dega Aise me ap Is type ka credit card le kar apna credit score ko improve kar sakte ho.

(6) lagbhag sabhi bank fd pe life time free credit card deta hai.

FD Agaisnt credit card ka nuqshan

(1) Apka Fd lock kar diya jaata hai.

(2) Agar ap apne credit card ka payment nahi karte to bank apse fd se paisa le lega.( 3 month tak payment nahi karte ho to)

jaha tak fd ko block karne wali baat hai to mai ise nuqshan nahi manta kyoki apke fd ka 85% tak ka paisa apke hath me hi hota hai. aur agar apko short time ke liye paisa ka jaruri hota hai to ap apne card se  bank me transfer kar sakte aur agar ap ko  paisa ka jarurat ho to ap apna credit card bank ko wapas kar asani se apna fd ka paisa nikal sakte ho.

FD Against Credit Card Kaise le.

Agar ap fd against credit card lena chahate hai to iske liye apko sabse pahale bank me apko ek fd karana hoga uske baad bank wale ko bolo ki apko us fd ke base pe credit card de de .bank apko credit card de dega.

ap fd kholwate time bhi bol sakte ho ki ap fd oppen kara rahe ho fd against credit card ke liye bank usi time apply kar dega.

Ap ICICI aur SBI bank me online bhi FD against credit card ke liye apply kar sakte ho.

FD Against credit card lena chahiye ya nahi.

Agar apne pahale se kisi bank me FD kara rakha hai aur ap credit card lena chahate hai to apko Fd against card le lena chahiye.

Agar apka bank me paisa jayada rahata hai to ap FD against credit card le sakte ho. agar apko apna credit score banana hai to apko fd against credit card lena chahiye.

Agar apka pahale se fd nahi hai aur apke account me normal paisa rahata hai to mera suggetion hoga ki ap pre-applove credit card pe dhayan de.

Pre-apploved credit card ke baare me janne ke liye hamara ye post dekhe.

Agar ap aise hi impormative post padhana chahate hai to hamare website ke saath jure rahe.

ICICI website

 

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