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Student Credit Card Kaise Le

Is post me ap janenge student credit card kaise le. Kon – kon bank student credit card deta hai.

Student Credit Card

Note – agar ap student ho ya apki income kam hai to apko credit card mil jayega magar apke pass kuch rupees hona chahiye . waise bhi agar apke pass income aur rupees dono nahi hai to apko credit card lena bhi nahi chahiye kyoki jab ap credit card ka use kariyega to apko repayment bhi karna hoga. agar apke pass kuch rupeya hai to ap is post ko pura padhiye.

Note – sayad apko shuru me lage ki ap ye baat jante hai aur ye apke kisi kaam ka nahi to bhi ap pura padhiye . kyoki yaha ki jankari bahot special hai.

Bina income Credit Card lene ke liye kya – kya hona chahiye.

(1) apki age 18+ years hona chahiye.

(2) apke pass pan card aur adhaar card hona chahiye.

(3) agar ap apne city se bahar rahate hai to waha ka addresh proof hona chahiye.

(4) apke pass 10000 – 100000 tak rupeess hona chahiye.

Agar baat kare student credit card , without income credit (bina income credit card) ya without income proof credit card (bina income proof credit card)  ka to do option best hai.

(1) FD Against credit card le kar uske base pe doosra credit credit banwa le.

(2) Pre-aplove credit card.

Pre-applove credit card ke baare me janne ke liye yaha click kare.

(3) Premium account base pe.

ham is post me aj pahala option pe baat karenge.

bina income credit card 3 step hai.

Step – 1 FD against credit card le.

FD Against Credit Card kya hai.

Fd against credit card ek secure credit card hai jo bank apko fd ke badla me credit card deti hai. jiska limit apke fd ka 75-85% hoti hai.

Fd against Card lene ka Fayeda.

(1) apko bina income proof credit card       mil jaati hai.

(2) apka credit score genrate hota hai.

(3) apke FD pe intrest bhi milta hai.

(4) ap kuch time baad doosra credit card      apply kar sakte hai , bina FD aur bina income ka. sabse bada  fayeda yahi hai.

FD agaisnt Credit Card lene ke liye kya kya chahiye.

(1) apki age 18+ years hona chahiye.

(2) apke pass pan card aur adhaar card hona chahiye.

(3) agar ap apne city se bahar rahate hai to waha ka addresh proof hona chahiye.

(4) apke pass 10000+ rupeess hona chahiye.

Note -agar ap apne FD credit card ke against doosra credit Card lena chahate hai to ap ke card ki limit 30000 rupeess hona chahiye yani apka FD 35-40000 chahiye.

agar apke pass is time  paisa  kam hai to koi baat nahi jab apko apke card ke against credit card apply karna ho to usse 2 month pahale bank jakar apne FD ki balance ko badhwa lijiyega jisse ap ke Credit card ka limit badh jayega jiske baad ap asani se apne card ke against naya card apply kar sakte.

Kon – Kon bank Fd against Credit Card deta hai.

(1) Axis (min FD 20000)

(2) Bank Of baroda(min FD 10000)

(3) ICICI bank (min FD 10000 )

(4) Kotak mahindra bank (min FD 25000)

(5) SBI (min FD 25000)

FD Against Credit Card kaise le.

FD against Credit Card lene ke liye apko  Bank me FD oppen karwana hoga uske baad bank jakar ap apne credit card ke liye apply kar sakte hai.

meri suggestion rahega ki ap Axis ya ICICI me Fd oppen karwaiye. agar ap 20000 se kam ka Fd oppen karwana chahate hai to ap ICICI me oppen karaiye.

Note – ye jaruri nahi ki ap jis bank me FD

oppen karwa rahe ho usme apka account ho agar apka india ke kisi bhi bank me account hai to ap apna Fd , Axis aur ICICI banke oppen kar sakte hai.

ICICI me ” Xtra Fd name ka ek produst hai jisme kai opption hai ap credit card chun kar online apply kar sakte .

Axis bank me bhi Ap online Fd oppen kar sakte hai.

agar ap janna chahate hai ki ICICI ya Axis bank me bina Account online Fd kaise khole to niche comment kar – kar bataiye jald hi apko milega ye post.

Step – 2 Apna credit score 750+ kare.

agar apko credit card against card lena hai to apka credit score 750+ hona chahiye.

Apna credit Score 750+ kaise kare.

Credit score 750+ kaise kare.

jab apko FD agaist credit card mil jaye aur ap usko sahi se use kare to apka bahot asani se 3-6 month me credit score 750+ ho jayega.

apna credit score ko 750+ karne ke liye apko apne card ke limit ka sirf 30% use karna chahiye , aur time pe payment karna hoga, agar  ap apne card ke  limit ka sirf 30-35 % use karte hai aur time pe payment karte hai to apka credit score 3-6 month me 750+ ho jayega.

suggestion – jab ap apna credit score badha rahe hote hai to ap kisi bhi tarah ke loan ke liye apply nah kare kyoki loan ke liye apply karne se apka credit score pe negative effect parta hai.

suggestion – agar apko apne card ke use ka jarurat nah pare to bhi apne card se har month phonepe,etc me paisa add kijiye aur usi se credit card ka bil paid dijiye jisse apka credit score badhta rahe.

dhayan rahe ki ap apne card ka 30-35% hi use kare taki apka credit score jald hi 750+ ho jaye.

agar ap pura limit bhi use kar lete hai to bill ganrate hone se pahale kuch paisa paid kar de jisse apke report me utna hi ayega jitna paisa paid karne ke liye baaki hoga.

Step – 3 Credit card Against Credit Card  Apply kare.

agar apne FD against credit card le lenge aur apna credit score 750+ kar lete hai to Apka next step hoga ki ap apne credit card ke Against doosra credit card apply kare taki ap apna FD ka paisa bhi nikal le aur apke pass credit Card bhi rahe.

Credit Card Against Credit Card kya hota hai.

agar apke pass pahale se credit card hai to koi bhi bank apka card ke saath accha relatiob dekh ke apko card de dete hai , jise Credit Card against Credit Card kahate hai.

aur sabse acchi baat ki apka new card ka purane wale card se koi connection nahi hota yani agar ap apne purane wale card ko band bhi kar dete hai to bhi apka new wala card kaam karega.

Card Against Credit Card Apply karne ke liye Kya Chaiye.

(1) Address aur ID proof

(2) Credit Card ka limit minimum 30000

(3) apka credit score 750+ honi chahiye.

Card Against Credit Card kaise Apply kare.

Card Against Credit Card Apply karne ke liye kisi bhi nazdiki SBI branch me jaiye aur unko boliye ki Apko Credit Card Against Credit Card lena hai wah apse ID proof , addresh proof aur apke credit card front ka photo copy  mangenge uske baad wah apka apply kar denge. sab chij thik raha to apka card asani se aplove ho jayega.

ap SBI me online apply bhi kar sakte hai uske baad jab wah apko call kare to ap bol dijiyega ki apko card against credit card lena hai.

Note  – SBI ke alawa bhi aur bhi bank Card Against credit card deta hai uska bhi process lagbhag same hai.

to dosto maine apko pura jankaari diya ki ek student kaise credit card le sakta hai . apko ye post kaisa laga ye comment me jarur bataye, saath me hamare facebook page ko bhi like kare.

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